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Captain Insurance
Proper insurance coverage is essential for all captains operating through Captain Share. We require captains to maintain appropriate commercial water insurance to protect themselves, boat owners, and passengers.
Insurance Requirements
Commercial Water Insurance
All captains on Captain Share must maintain valid commercial water insurance with the following minimum coverage:
- General liability coverage of at least $1,000,000 per occurrence
- Protection for passengers and third parties
- Coverage for operating vessels that you do not own
- Policy must be current and in good standing
Note: Insurance requirements may vary based on the type and size of vessels you operate. Please consult with an insurance professional to ensure adequate coverage.
Why Insurance Matters
- Protection: Shields you from financial liability in case of accidents or injuries
- Professionalism: Demonstrates your commitment to responsible operation
- Peace of Mind: Allows you to focus on providing excellent service
- Legal Compliance: Meets requirements for commercial vessel operation

Recommended Insurance Provider
Captain Share has partnered with Mike Mosley, a specialist in commercial water insurance, to provide our captains with excellent coverage options at competitive rates.
When contacting Mike, please mention that you're a Captain Share captain for special rates and tailored coverage options.
Insurance Verification
As part of our captain onboarding process, we'll verify your insurance coverage to ensure it meets our requirements. You'll need to provide proof of insurance, including policy details and coverage amounts.